Mortgage & Equity

Fast, easy affordable loans
Our low-cost, reliable mortgage loans come with a variety of payment terms.

It is easy to apply in person, online or by phone or mail. Shoreline offers low-cost loans with a variety of payment terms to fit your budget.


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Mortgage loans 


If you are buying a home or refinancing your current home loan, you are sure to find a mortgage or home equity loan that is right for you at Shoreline Credit Union. 

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Options include:

  • Purchases
  • Refinances
  • Pre-approvals
  • Low money down program
  • First mortgages
  • Home equity loans Apply today*
  • 5, 7, 10, 13, 15, 20 and 30 year fixed-rate mortgages

*These loans may be tax deductible. Please consult your tax advisor.

Here are some items you’ll need while going through the mortgage loan process:

  • Completed mortgage application
  • Two years employment history
  • Two years of federal income tax returns (W-2, I-9 and all schedules)
  • Child support or alimony received documentation
  • Pension, disability or Social Security income requires current awards letter and three months of payment proof
  • Two months statements of checking and savings accounts as well as statements for pensions, 401Ks, IRAs, stocks, life insurance and other investments
  • Copy of property data sheet and offer to purchase documents
  • If refinancing — a copy of the property tax bill, home owners insurance, current mortgage statement (HARP streamline refinances require original Note and HUD settlement statement)
  • For secondary market — a copy of most recent pay statement documenting 30 days income
  • Prior bankruptcy documentation
  • Child support or alimony court order if paying
  • If divorced— copy of divorce decree

If you are interested in a home loan with a low rate, contact us to schedule an appointment.

Shoreline Lending Experts who can assist you with your loan requirements:



Sal Piazza


NMLS ID 766255/409479

4400 Calumet Ave.






Home Equity Line of Credit Rates

80% Loan-to-Value or Less
80.01% - 89.99%+
Credit Grade*
Prime + 1.00
Credit Grade*
Prime + .25
Prime + 1.25
Credit Grade*
Prime + .50
Prime + 1.50
* FICO 08

Mortgage Loan Calculator

Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the "Report" button for a full yearly or monthly amortization schedule.

Loan Calculator