Mortgage & Equity

Fast, easy affordable loans
Our low-cost, reliable mortgage loans come with a variety of payment terms.

It is easy to apply in person, online or by phone or mail. Shoreline offers low-cost loans with a variety of payment terms to fit your budget.

 

Get the facts about your credit score.

 

Mortgage loans 

APPLY TODAY

If you are buying a home or refinancing your current home loan, you are sure to find a mortgage or home equity loan that is right for you at Shoreline Credit Union. 

Get your back scratched at Shoreline Credit Union.

Finance the home of your dreams at Shoreline today and get a Shoreline back scratcher.

Click on the YouTube link below!

https://www.youtube.com/watch?v=uwPJjzc2DRY

 

Options include:

  • Purchases
  • Refinances
  • Pre-approvals
  • Low money down program
  • First mortgages
  • Home equity loans Apply today*
  • 5, 7, 10, 13, 15, 20 and 30 year fixed-rate mortgages

*These loans may be tax deductible. Please consult your tax advisor.

Here are some items you’ll need while going through the mortgage loan process:

  • Completed mortgage application
  • Two years employment history
  • Two years of federal income tax returns (W-2, I-9 and all schedules)
  • Child support or alimony received documentation
  • Pension, disability or Social Security income requires current awards letter and three months of payment proof
  • Two months statements of checking and savings accounts as well as statements for pensions, 401Ks, IRAs, stocks, life insurance and other investments
  • Copy of property data sheet and offer to purchase documents
  • If refinancing — a copy of the property tax bill, home owners insurance, current mortgage statement (HARP streamline refinances require original Note and HUD settlement statement)
  • For secondary market — a copy of most recent pay statement documenting 30 days income
  • Prior bankruptcy documentation
  • Child support or alimony court order if paying
  • If divorced— copy of divorce decree

If you are interested in a home loan with a low rate, contact us to schedule an appointment.

Shoreline Lending Experts who can assist you with your loan requirements:

 

 

Sal Piazza

920-794-5502

NMLS ID 766255/409479

4400 Calumet Ave.

Manitowoc

 

Bob Maloney

920-794-5525

NMLS ID 460821

2848 Memorial Dr.

Two Rivers

 

 

Home Equity Line of Credit Rates

(HELOC)
 
 
80% Loan-to-Value or Less
80.01% - 89.99%+
720>=
Credit Grade*
Prime
Prime + 1.00
680-719
Credit Grade*
Prime + .25
Prime + 1.25
640-679
Credit Grade*
Prime + .50
Prime + 1.50
* FICO 08

Mortgage Loan Calculator

Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the "Report" button for a full yearly or monthly amortization schedule.

Loan Calculator