Checking (Share Draft)
Shoreline Credit Union's basic checking (share draft) account has the earning power of savings accounts and is designed for your convenience with:

• No minimum balance
• No monthly or annual service charges
• No per check processing fees
• Carbonless Checks
• ATM/Debit Card
• Unlimited check writing
• You can make deposits into your Shoreline Credit Union share draft account in person, by mail, or through payroll deduction or direct deposit.
• Pre-authorized withdrawals such as mortgage, insurance, loan, and utility payments can be deducted automatically from your account if you'd like.
• Overdraft protection will automatically transfer just enough money from your basic savings account (if funds are available) to cover any checks issued for more than your share draft balance.

Advantage Checking
Enjoy a competitive interest rate on your checking balance every month when you maintain an account balance of $1,000.00 or more. You can also take advantage of some great benefits.

• Minimum balance of $1,000 required. If balance falls below $1,000, a service charge of $5.00 will be charged each month.
• Balance to Earn Dividends
• Dividends are paid monthly on accounts with a daily balance of $1,000 or more (For a current Rate and Fee Schedule, stop in one of our convenient locations)
• Free travelers checks and cashiers checks
• Free ATM (debit card)
• Free first order of Shoreline Credit Union custom checks
• Overdraft protection
• Discount of $3.00 per year on safe deposit boxes
• Save 1/4%* on consumer loans with automatic payment
• Free Online Banking
• Free 24 hour phone access (SAIL)

• Free ATM access at Shoreline Credit Union ATM's

• Bill Pay for $1.95 monthly*

*Fees may apply; check current fee schedule or stop in at Shoreline. 1/4% discount applies only to current Advantage members, does not apply to Kwik Cash loans or refinancing a current loan with Shoreline Credit Union.

Savings & Investments

Savings
Not only does your basic share savings account represent your ownership in Shoreline Credit Union, but you'll earn dividends on balances of $5.00 or more.

Pirates Club

Saving money is one of the most important financial habits you can teach your child; for this reason, we have created the Shoreline Pirate's Club. This account is designed especially for young members between the ages of 0-12. Members will receive a bag full of goodies when they open the account, and super saver rewards when they deposit money. Members will also receive a quarterly newsletter filled with fun games and contests.

Freedom Club

This account is designed especially for the young adults, ages 13-18. The Freedom Club Savings Account has no minimum balance and it earns interest to help you save for a later date. Club members age 16 and older qualify for Totally Free Checking with online banking, e-statements, and overdraft protection. They can also qualify for a ATM/debit card and a Shoreline MasterCard with a $500 limit. As an added bonus, teens may receive 1/2% off* the current interest rate on their first auto loan with Shoreline. This account is great for teaching teens the importance of credit.

Share Certificates
You'll earn higher interest rates by setting aside your money for a fixed period with a Share Certificate Account. You can open a share certificate account at Shoreline Credit Union with as little as $1,000. The longer you keep your savings in a certificate, the higher the dividend you'll earn.

Christmas Club
Put aside money each payday for the holiday season by making regular deposits or having a small portion of your paycheck automatically deposited into this account. Your funds will earn dividends all year. Then, just before the holiday season begins, we'll transfer your savings plus interest earned into your regular savings account.