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Mortgage & Equity

Fast, easy affordable loans. Our low-cost, convenient mortgage loans come with a variety of payment terms.

It is easy to apply in person, online or by phone or mail. Shoreline offers low-cost loans with a variety of payment terms to fit your budget.

Mortgage loans 



Mortgage Rates:

Closing Costs used for a Purchase Assuming / A credit / <80% LTV / $100,000 loan amount

5.25/1 Yr. ARM Rate 4.49% (30 yr. amortization) APR 4.589% $506.09/mo.
13 Year Fixed Rate 3.375% APR 3.541% $792.79/mo.
10 Year Fixed Rate 3.125% APR 3.36% $971.39/mo.
7 Year Fixed Rate 2.875% APR 3.186% $1,326.97/mo.
5 Year Fixed Rate 2.875% APR 3.278% $1,791.31/mo.
 *Rates subject to change.

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount

5.25/1 Yr. ARM Rate 6.49% (15 yr. amortization) APR 6.525%  $435.28/mo. 
13 Year Fixed Rate 5.375% APR 5.422% $446.12/mo.  
10 Year Fixed Rate 5.125% APR 5.186% $533.39/mo.  
7 Year Fixed Rate 4.875% APR 4.962% $703.76/mo.  
5 Year Fixed Rate 4.875% APR 4.993% $940.70/mo.  
*Rates subject to change.




 Get the facts about your Credit Score

Options include:

  • Purchases
  • Refinances
  • Pre-approvals
  • Low money down program
  • First and Second mortgages
  • Home equity loans Apply today*
  • 5, 7, 10, 13, 15, 20 and 30 year fixed-rate mortgages

Bring these items in when applying for a Mortgage

  • Two years employment history
  • Two years of federal income tax returns (W-2, I-9 and all schedules)
  • Two months of financial statements
  • One month of pay stubs
  • Child support or alimony received documentation
  • Pension, disability or Social Security income requires current awards letter and three months of payment proof
  • Copy of property data sheet and offer to purchase documents
  • If refinancing — a copy of the property tax bill, home owners insurance, current mortgage statement (HARP streamline refinances require original Note and HUD settlement statement)
  • Child support or alimony court order if paying
  • If divorced — copy of divorce decree

If you are interested in a home loan with a low rate, contact us to schedule an appointment.


Shoreline Lending Experts who can assist you with your loan requirements:

Bank from home! For first available Hometown Lender, email us Here


Nicole Hurlbert


NMLS ID 1121905/409479

[email protected]

3131 Mishicot Rd.

Two Rivers


Andrea Schmitt

NMLS ID 441422/409479

[email protected]

4400 Calumet Ave.





Home Equity Line of Credit Rates

80% Loan-to-Value or Less
80.01% - 89.99%+
Credit Grade*
Prime + 1.00
Credit Grade*
Prime + .25
Prime + 1.25
Credit Grade*
Prime + .50
Prime + 1.50
* FICO 08

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