Vehicle Loans
Shoreline Hometown Credit Union can help you purchase a new or used car or other vehicle such as a recreational vehicle, motorcycle or boat. Become a member and apply for a loan today! You can also call or visit our convenient locations in Two Rivers, Manitowoc, or Green Bay. Loans are subject to credit approval.
Auto Loan Rates:
Looking to buy your first car?
Whether you’re a student or a working adult, buying your first car is an exciting time in your life. A vehicle is a major purchase, and many of us need some form of financing to complete that purchase. We want to help you get into your first car and get moving.
Shoreline Hometown Credit Union is pleased to announce simple and affordable auto loans for first-time buyers. They’re a great way to build credit and get on the road to a successful future.
No Co-Signer Required
No Co-Signer required for qualified applicants.
Details You Need to Know
Maximum Loan Value: $15,000
Maximum Term: 60 months
No Co-Signer Needed
This offer applies to First Time Auto Loan Buyers. Loan terms and conditions are based on credit qualifications, relationship and approval. Rates, terms and conditions are subject to change. Maximum Loan Term of 60 Months. Maximum Loan amount of $15,000. Interest will begin to accrue from the date of loan disbursal and will be amortized over the monthly loan payments for the First Time Auto Loan Buyer Promotion. Membership eligibility required. Mortgage loans not included in this program. Shoreline Hometown Credit Union existing loans do not qualify. As an example, 60 monthly payments of $19.30 per $1,000 borrowed based on 5.94% Annual Percentage Rate (APR).
Vehicle Loans
NEW OR USED, TITLED/NON-TITLED VEHICLE LOAN RATES
Up to 90 day no pay available.***
Vehicles, Boats, RVs, On-Road Motorcycles, ATVs, Snowmobiles, Dirt Bikes, Personal Watercraft
| Term | APR Rate | Monthly Payment** |
|---|---|---|
| (up to) | (as low as)* | |
| 24 mo. or less | 5.99% | $44.79 |
| 36 mo. | 5.99% | $30.94 |
| 48 mo. | 5.99% | $24.01 |
| 60 mo. | 5.99% | $19.87 |
| 72 mo. | 7.14% | $17.12 |
| 84 mo. | 8.49% | $15.83 |
| 120 mo. (Boat/RV’s >$40k, 100% LTV) | 9.24% | $12.80 |
| 180 mo. (Boat/RV’s >$40k, 100% LTV) | 10.24% | $10.89 |
*Rate subject to loan-to-value ratios. All rates subject to change. Membership Eligibility Required. Loan terms and conditions are based on credit qualifications, relationship and approval.
** Monthly payment is based on payment per $1,000 borrowed for rate and term. Rates effective as of 11/27/2023. Rates, terms, and conditions are subject to change without notice.
*** This offer applies to all consumer closed end loans. Loan terms and conditions are based on credit qualifications, relationship, and approval. Rates, terms, and conditions are subject to change. Interest will begin to accrue from the date of loan disbursal and will be amortized over the monthly loan payments. Up to 90 days no pay with approved credit. Membership eligibility required. Mortgage loans not included in this program.
Federally insured by NCUA.
Classic Car Financing
We will finance your dream car at current model year rates, that’s a fact. Maximum term of up to 84 months too.
Shoreline Financing*
| Model Year | % Financed | Max. Term |
|---|---|---|
| 2020-2024 | *100% | 84 months |
| 2019 | *100% | 84 months |
| 2018 | *100% | 84 months |
| 1909-2017 | *100% | 84 months |
Other Lender Auto Financing
| Model Year | % Financed | Max. Term |
|---|---|---|
| 2020-2024 | 100% | 84 months |
| 2019 | 90% | 72 months |
| 2018 | 90% | 60 months |
| 2014-2017 | 80% | 48 months |
*Rate subject to loan-to-value ratios. All rates subject to change. Membership Eligibility Required. Loan terms and conditions are based on credit qualifications, relationship and approval.
** Monthly payment is based on payment per $1,000 borrowed for rate and term. Rates effective as of 04/21/2023. Rates, terms, and conditions are subject to change without notice.
Federally insured by NCUA.
Protect yourself from unforeseen expenses in case of an accident or major car repairs.
Learn more about GAP (Guaranteed Asset Protection), and MRC (Mechanical Repair Coverage).
Warranty claims can be started by calling 800-808-0828. Warranty Emergency Roadside service: 888-207-0166
Shoreline lending experts who can assist you with your loan requirements:
Brad Schneider
920-794-2147
[email protected]
2354 E Mason St.
Green Bay WI 54302
Devin Kumbalek
920-482-3732
[email protected]
3131 Mishicot Rd.
Two Rivers, WI 54241
Rhonda Buechner
920-482-3751
[email protected]
4400 Calumet Ave.
Manitowoc, WI 54220
Tomas Salinas
920-482-3725
NMLS ID 1709773/409479
[email protected]
4400 Calumet Ave.
Manitowoc, WI 54220
Bank from home! For first available Hometown Lender, email us here.