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Vehicle Loans

 

 We can help you purchase a new or used car or other vehicle such as a recreational vehicle, motorcycle or boat. You may request a loan period of up to six years based on the amount you borrow and normal standards. 

 
 

Buy new or used? Lease or buy? Take the manufacturer's rebate, or get the 0% financing? Shoreline will help you make the right choice for your vehicle financing.

Get the facts about your credit score

 

Learn more about GAP (Guaranteed Asset Protection) and MRC (Mechanical Repair Coverage).

Click on the links below to find out more. Protection yourself from unforeseen expenses in case of an accident or major car repairs.

GAP Protection

 

MRC PROTECTION

 

Hometown Loan Rebate Program

Earn cash back to your loan!

 *Consumer and mortgage loans or lines of credit opened after 9/30/2018 are eligible for the program. If you meet the monthly qualifying requirements, 0.25% of your average daily balance over the preceding month will be posted to your loan. All requirements must be completed under the same member number. Credit cards are excluded from receiving a cash back rebate. Loans and credit cards are subject to credit and collateral approval. **Direct Deposits will include credits that are directly deposited into your Shoreline Credit Union account and may include payroll and other ACH entries.
Membership requirements apply. Equal Housing Opportunity. Federally insured by NCUA.

 

Shoreline lending experts who can assist you with your loan requirements:

Karen Bauknecht
920-794-2121
NMLS ID 460820
3131 Mishicot Rd.
Two Rivers
 
Tomas Salinas
920-482-3725  NMLS ID 1709773
4400 Calumet Ave.
Manitowoc

Loan Rates

New or Used, Titled Vehicle Loan Rates

Vehicles, Boats, RVs, On-Road Motorcycles

Term APR Rate  Monthly Payment**
(up to) (as low as)*  
     
24 mo. 3.24%  $43.09
36 mo. 3.24%  $29.19
48 mo. 3.24%  $22.24
60 mo. 3.49%  $18.19
72 mo. 4.24%  $15.76
84 mo. 4.74%  $14.01
     

*100% Loan-To-Value. Relationship discounts apply. (Checking account required with either automatic loan payment or direct deposit.)

**Monthly payment is based on payment per $1,000 borrowed for rate and term. Rates effective as of 1/1/2018. All rates subject to change.

New or Used, Recreation Loan Rates

ATVs, Snowmobiles, Dirt Bikes, Personal Watercraft

Term APR Rate Monthly Payment**
(up to) (as low as)*  
     
24 mo. 7.24%  $44.88
36 mo. 7.24%  $30.99
48 mo. 7.24%  $24.06
60 mo. 7.49%  $20.03
72 mo. 8.24%  $17.65
     

*100% Loan-To-Value. Relationship discounts apply. (Checking account required with either automatic loan payment or direct deposit.)

**Monthly payment is based on payment per $1,000 borrowed for rate and term. Rates effective as of 1/1/2018. All rates subject to change.

New or Used, Non-Titled Vehicle Loan Rates

Boats and RVs over $40,000

Term  APR Rate Monthly Payment** 
 
(up to) (as low as)*    
       
120 mo. 7.74%  $12.00  

 

*100% Loan-To-Value. Relationship discounts apply. (Checking account required with either automatic loan payment or direct deposit.)

**Monthly payment is based on payment per $1,000 borrowed for rate and term. Rates effective as of 1/1/2018. All rates subject to change.