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Vehicle Loans

Shoreline Hometown Credit Union can help you purchase a new or used car or other vehicle such as a recreational vehicle, motorcycle or boat. Become a member and apply for a loan HERE. You can also call or visit our convenient locations in Two Rivers or Manitowoc. Loans are subject to credit approval. Search for your new vehicle by payment using the calculator below, or to search for new or used cars from over 15,000 Dealer Partners visit CAR-TASTIC™.

Auto Loan Rates:


NEW OR USED, TITLED VEHICLE LOAN RATES                                             
Vehicles, Boats, RVs, On-Road Motorcycles
Term APR Rate Monthly Payment**
(up to) (as low as)*  
24 mo. 3.24% $43.09
36 mo. 3.24% $29.19
48 mo. 3.24% $22.24
60 mo. 3.49% $18.19
72 mo. 3.99% $15.65
84 mo. 4.49% $13.90
96 mo.* 4.74% $12.54






ATVs, Snowmobiles, Dirt Bikes, Personal Watercraft

Term APR Rate Monthly Payment**
(up to) (as low as)**  
24 mo. 7.24% $44.88
36 mo. 7.24% $30.99 
48 mo. 7.24% $24.06 
60 mo. 7.49% $20.03 
72 mo. 8.24% $17.65 









Boats and RVs over $40,000 

Term APR Rate Monthly Payment**
(up to) (as low as)*  
120 mo. 5.74% $10.97
*96 month available to highly qualified borrowers on loan amounts of $35,000 or greater. Only new, not previously titled autos/trucks and RVs, current year or newer. *100% Loan-To-Value. **Monthly payment is based on payment per $1,000 borrowed for rate and term. Rates effective as of 9/16/2019. All rates subject to change.
Federally insured by NCUA.




Shoreline Hometown Credit Union is pleased to announce CAR-TASTIC™, your one stop auto shop!

CAR-TASTIC™ is the most effective way to save time, money, and stress while searching for your next vehicle! Over 15,000 Dealer Partners share their inventory with CAR-TASTIC giving you plenty of choices!

The CAR-TASTIC™ site allows you to:

  • Search for new or used cars
  • Compare vehicles by make, model and price
  • Access CarFax® reports
  • Request a quote
  • Get pre-approved online
  • Research vehicle specifications
  • Access Kelley Blue Book Price Advisor Tool

Visit the website below to start shopping!







Learn more about GAP (Guaranteed Asset Protection) and MRC (Mechanical Repair Coverage).

Click on the links below to find out more. Protection yourself from unforeseen expenses in case of an accident or major car repairs.

GAP Protection

Mechanical Repair coverage PROTECTION



Looking to buy a new or used car? Shop smart. You may want to check out the car and truck models with the best fuel economy. Click on the button below and download a fuel economy guide courtesy of the U.S. Department of Energy

Fuel Economy Guides


Shoreline lending experts who can assist you with your loan requirements:

Bank from home! For first available Hometown Lender, email us Here


Karen Bauknecht 


NMLS ID 460820

[email protected]

3131 Mishicot Rd.

Two Rivers, WI 54241

Tomas Salinas


NMLS ID 1709773

[email protected]

4400 Calumet Ave.

Manitowoc, WI 54220

Now leaving Shoreline Credit Union

NOTICE: Shoreline Credit Union has provided this link for your convenience. Please be advised that you are leaving Shoreline Credit Union’s website and the site you are being directed to is not owned or controlled by Shoreline Credit Union. Shoreline Credit Union is not liable and makes no representations or warranties as to the privacy policies, security policy, products or services on such sites.