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Shared Branches

What is Shared Branching?

Shared Branch credit unions at thousands of locations partner to provide personal service and easy account access for each other's members wherever they happen to be. So even if you're far from home, you can conduct transactions just as you would at one of your own branches. 


At Shared Branches across the country and around the world, you can:

  • Take advantage of extended hours at many locations.
  • Access your credit union accounts in person when you travel.
  • Keep your account if you move across the country.

Perform transactions that include:

  • Check deposits
  • Cash deposits
  • Transfers within accounts (same membership)
  • Loan payment by check, cash or transfer
  • Cash advances
  • Cash withdrawals
  • Check account balances
  • Check transaction history

Today CO-OP Shared Branch is the nation's third largest branch network with over 5,600 branches and 30,000+ Surcharge free ATMs, as well as hundreds of CO-OP Shared Branch express self-service locations*


Just look for this logo:



Wherever you see the CO-OP Shared Branch logo, all you'll need to access your accounts just as you would at your home branch are:

  • Photo identification
  • Your credit union's name
  • Your member or account number

To find one near you:

  • Visit the locator here
  • Download the mobile app from iTunes® or Google Play™
  • Call 1-888-Site-CO-OP
  • Ask a teller
  • Look for the CO-OP logo above


Will I be charged a fee to use this service?

No! This is a free service offered to Shoreline Credit Union members.


CO-OP Shared Branch express is a shared branching service delivered primarily through self-service terminals. It enables you to skip teller lines, have 24/7 access to many locations and conduct your most frequent transactions quickly and easily.

What do I need to access my accounts?

  • Name of your Credit Union
  • Account number ( You must be an account owner)
  • ATM/debit/credit card or drivers license with magnetic strip with your name (must match name on account)
  • The first time you use CO-OP Shared Branch express, you’ll need to know a few details about your account:
  • Primary account holder’s Social Security or Tax ID number associated with your account.
  • Phone number associated with your account
  • Zip Code associated with your account
  • Street number of the address associated with your account

What will I be able to do?

  • Withdrawal
  • Cash advance
  • Transfer funds
  • Cash* and check deposit
  • Cash payment*
  • Check payment
  • Transfer payment
  • Balance inquiry
  • Check transaction history

*Not available at all locations








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